spending less but enjoying life more
Hey folks what do you think about the following budget tips and can you add any?
1/ First thing to do is to creat a simple budget - checkout the free budget report: http://www.budgetezy.com.au/
2/ Start paying off your credit cards by paying off the one with highest interest rate first.
3/ Direct debt into a savings account each payday - doesn't have to be a large amount anything is better than nothing.
4/Pay extra off your mortgage especially when interest rates are low.
5/ Make sure you are getting the best deal from your credit provider.
The 5 tips mentioned above are easy to do and can make a real difference so give it a go and if you dont believe budgeting is easy checkout how simple it is by reading the "How To Budget Without Budgeting" e-Book http://www.budgetezy.com.au/